From just one edition of my local paper the sentencing policy of the Magistrates suggests that all that seems to really matter to make our roads totally safe is that you don't exceed some arbitrary speed limit, often bearing little relevance to the true safe speed for the road.
Female without insurance: Fine £100 & six points
Female without insurance: Fine £65 & six points
Man without insurance: Fine £525 plus £85 costs and eight points
Man without insurance: Fine £250+£50costs+£15victim surcharge
Female twice over drink limit: Fine £100 & 18month ban
Man 50% over drink limit: Fine £305 & banned for 12months
Male caught exceeding 30mph limit [doesn't say by how much – if it had been a substantial excess would have been mentioned or even a headline]: Fine £60 plus costs £ 50 plus victim support £15 plus 3 points
What do we learn from this? Well as far as these magistrates are concerned if you are a woman you can save yourself several hundred pounds by not buying insurance. Bad luck on your victims but clearly they are of no consequence to this Bench. Actually being female is a great advantage. Previously a drunk uninsured woman who ran over a boy & broke both his legs got away with a trivial punishment.
Still never mind.